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One crucial aspect of the home-buying process that often goes overlooked is sewer inspection. This vital step provides valuable insight into the condition of a property’s sewer system, which can reveal issues such as blockages, root intrusion, cracks, and other damages that may lead to costly repairs and potential health and environmental hazards. It’s important...

Nobody plans a divorce when they marry. Divorces can be messy, but selling properties before the divorce finalizes minimizes some of these complications. To get the most from your property now, at a value you can rely on, selling before the divorce finalizes is ideal. In today’s blog post, we discuss why it’s beneficial to...

One of the biggest concerns for buyers is getting full disclosure from sellers. Obtaining full disclosure as a buyer helps them understand the current condition of a property, previous work done on a property, and anything else that may impact the home and the buyer’s finances involving the home in the future. It’s the seller’s...

It is rare for a foreclosure to be dismissed “with prejudice,” meaning that it cannot be refiled by the lender as the case has fully concluded. The case may be dismissed for different reasons, including a payment arrangement by the homeowner under a loan modification or a reinstatement of the delinquent payments. Sometimes a case...

Real estate brokers and homeowners often shy away from the short sale option. While a short sale isn’t ideal, we recommend it over foreclosure. Through the years, we’ve helped clients successfully navigate short sales and bounce back. Here’s one situation where a client found themselves on the lucky side of a short sale. Situation We...

Mortgage payments are simply part of owning a home, which we all know. Paying them down sooner than later, however, may have some advantages if you opt for a 30-year mortgage and pay it down early. Today, we discuss why paying a mortgage early pays off in the end and why equity is a homeowner’s...

Experienced real estate attorneys catch small details that could prolong or derail a sale, leaving your client’s money on the line. In today’s blog post, I demonstrate how I, as a litigator and transactional attorney, protect your clients. Knowledge of Mortgage Contingencies A prime example of going above and beyond as a litigator is a...

I like to think that I am different from other attorneys and other women. I married a man who helped build his families’ homes from the time he was 7-years-old. He is a perfectionist who rips out and redoes his own work if he is not satisfied with it. He had me lugging buckets of...

Situation Minchella & Associates recently helped a client close a commercial transaction on a multi-unit property. To complete the purchase and repairs, the client required a loan. They chose to work with a lender that worked with private investors instead of with financial institutions. The Lender promised approval of the loan as soon as the...

When working with joint property owners in real estate, it’s important to know if a partnership agreement has been drafted. This agreement is a contract outlining information about the relationship between property partners, including distribution of profits or losses, financial contributions, and property management. For any joint ownership situation, partnership agreements are recommended. Without one...